Wisconsin Title Loans Made Simple
$500 - $25,000

Need Cash Fast? Your Vehicle's Title Can Help

Connect with Wisconsin's network of title lenders. Request your loan quickly, get a fast decision, and keep driving your car while you repay.

All Credit Histories Considered Keep Driving Your Car Funds Often Next Business Day
Request Your Free Quote Now
High
Approval Rates
Fast
Same-Day Decisions
Simple
Streamlined Process
Secure
Data Protection
Secure 256-bit Encryption
State-Licensed Lenders
Fast Online Processing

How It Works

Get the funds you need in a few simple steps

1

Submit Your Information

Fill out our simple, secure online form with basic details about yourself and your vehicle's make, model, and mileage.

2

Vehicle Valuation

Lenders will evaluate your vehicle's retail value to determine your potential loan amount, which can be up to 50% of its value under Wisconsin law.

3

Review Your Offer

If connected, review the lender's specific rates, terms, and conditions carefully before electronically signing your agreement.

4

Receive Your Funds

Once approved, funds are typically deposited directly into your bank account as soon as the next business day.

Apply Now

Fill out the form below to get matched with a lender

Participating lenders within our network may perform credit checks or verify your information through national databases (such as Equifax, Experian, TransUnion, or alternative providers) to determine your creditworthiness and eligibility. By submitting your request, you consent to allow lenders to verify your information and check your credit.

Loan Information

Loan Details

Loan Amounts

$500 to $25,000 (Subject to 50% of vehicle's retail value)

Loan Terms

Up to 6 months (Wisconsin state maximum for original terms)

APR Range

Varies by lender (No statutory APR cap in Wisconsin before maturity)

Types of Loans Offered

Car Title Loans Motorcycle Title Loans Truck Title Loans

Eligibility Requirements

  • Be at least 18 years old
  • Reside in Wisconsin
  • Own a vehicle with a lien-free title in your name
  • Have a verifiable source of income
  • Possess a valid government-issued ID

Required Documents

  • Clear vehicle title in your name
  • Government-issued photo ID
  • Proof of Wisconsin residency
  • Proof of income
  • Vehicle for inspection (may be done via photos)

Why Choose Us

Discover the advantages that set us apart

Fast Online Request Form

Skip the long lines at traditional storefronts. Our optimized online form takes just minutes to complete from your smartphone or computer, securely sending your details to our lending network.

Keep Your Vehicle

You don't have to surrender your car to get a title loan. As long as you make your scheduled payments on time, you keep the keys and continue driving your vehicle without interruption.

All Credit Backgrounds Considered

Since a title loan is secured by the value of your vehicle, your credit score is not the primary factor for approval. Borrowers with less-than-perfect credit or past financial difficulties often find success.

No Prepayment Penalties

Under Wisconsin law, you have the right to pay off your consumer loan early without facing any prepayment penalties. This allows you to save on interest by settling your balance ahead of schedule.

Transparent Lender Network

We only work with lenders who comply with Wisconsin state regulations. Your matched lender will provide clear documents outlining your rates, fees, and obligations before you ever sign.

Quick Funding Timelines

Financial emergencies can't wait. If connected and approved, lenders in our network prioritize fast transfers, often depositing the funds directly into your bank account as soon as the next business day.

What Our Customers Say

Quick and straightforward process

I hit a rough patch and needed to cover emergency home repairs before winter. I submitted my info, got a call back within an hour, and had the funds by the next afternoon. Very professional experience.

Mark Thompson ·Milwaukee, WI

Helped me out of a bind

I was hesitant about putting my car up for a loan, but the representative explained everything clearly. The interest rate was high, but I fully expected that for a short-term fix. It paid my medical bills when I had no other options.

Sarah Jenkins ·Madison, WI

Easier than I thought

Needed $2,500 for a new transmission ironically enough. I uploaded photos of my truck and my clear title. Process was smooth, and I'm still driving my truck to work every day.

David O'Connor ·Green Bay, WI

Fast deposit

The matching form took me maybe five minutes. A lender from Appleton reached out, and we finalized the details online. I woke up the next morning and the money was already in my checking account.

Elena Rostova ·Kenosha, WI

Good service, read the terms

This site connected me to a lender very quickly. Make sure you read the paperwork so you understand the repayment schedule. It did exactly what I needed it to do in a pinch.

James Wright ·Eau Claire, WI

Payday Loan Stores in Wisconsin (Statewide), Wisconsin

Borrowers in Wisconsin (Statewide) can visit these local stores in person to manage their short-term financial needs or apply online through our secure matching service for a fast and convenient alternative.

Wisconsin Auto Title Loans, Inc.

Title Loans

235 West Layton Avenue, Milwaukee, WI 53207

(414) 294-0247

Mon-Fri 10am-6pm, Sat 10am-5pm

TitleMax Title Secured Loans

Title Loans

7250 N. 76th Street, Milwaukee, WI 53223

(414) 760-0910

Mon 10am-7pm, Tue-Thu 10am-6pm, Fri 10am-7pm, Sat 10am-4pm

TitleMax Title Secured Loans

Title Loans

2485 W Wisconsin Ave, Appleton, WI 54914

(920) 212-3455

Mon 10am-7pm, Tue-Thu 10am-6pm, Fri 10am-7pm, Sat 10am-4pm

LendNation

Payday Loans

8360 W Brown Deer Road, Milwaukee, WI 53224

(414) 355-3440

Mon-Sun 24 Hours

Advance America

Cash Advance

2321 Hwy. 25 North, Suite 302, Menomonie, WI 54751

(715) 233-0376

Mon-Fri 10am-6pm

Check Into Cash

Payday Loans

2715 South 108th Street, West Allis, WI 53227

(414) 604-9051

Mon 10am-7pm, Tue-Fri 10am-6pm, Sat 10am-4pm

CFSC Checks Cashed

Check Cashing

4535 W North Ave, Milwaukee, WI 53208

(414) 449-5654

Mon-Fri 8am-7pm, Sat 9am-4pm

Payday Check Cashing Inc

Check Cashing

1011 W Northland Ave, Appleton, WI 54914

(920) 997-9888

Mon-Fri 9:30am-5pm, Sat 10am-1pm

Advance America

Cash Advance

3730 S. 27th St., Milwaukee, WI 53221

(414) 282-9539

Mon-Fri 10am-6pm, Sat 10am-2pm

Check 'n Go

Cash Advance

7600 West Capitol Drive, Milwaukee, WI 53222

(414) 464-1100

Mon-Fri 10am-6pm, Sat 10am-2pm

Loanmax Title Loans

Title Loans

704 S Military Ave, Green Bay, WI 54304

(920) 498-0326

Mon-Fri 10am-6pm, Sat 9am-2pm

Check Into Cash

Payday Loans

5201 Washington Avenue, Suite L, Racine, WI 53406

(262) 635-9000

Mon-Fri 10am-6pm, Sat 10am-4pm

Wisconsin (Statewide) Community Profile

Wisconsin features a robust and diverse economic landscape, traditionally anchored by its strong manufacturing sector, large-scale agriculture, and expanding healthcare systems. Despite maintaining a consistently low unemployment rate and a median household income that reflects regional stability, many residents continue to navigate the challenges of inflation and rising costs for housing and childcare. These economic pressures often lead households—particularly those in transition or within lower income brackets—to seek short-term lending solutions to cover unexpected expenses or manage temporary cash flow gaps between pay cycles.

5,960,975
Population
$77,485
Median Income
10.3%
Poverty Rate
3.1%
Unemployment

Transportation to Work

Drove Alone 75.1%
Carpooled 8%
Public Transit 1.7%
Walked 2.8%
Work from Home 11.5%
Other 0.9%

Class of Worker

Private Wage & Salary 83.4%
Government 12.1%
Self-Employed 4.3%
Unpaid Family 0.2%

Household Income Distribution

Under $25K 14.2%
$25K - $50K 17.8%
$50K - $75K 17.5%
$75K - $100K 14.5%
Over $100K 36%

Source: U.S. Census Bureau, QuickFacts 2024 and American Community Survey 1-Year Estimates 2023; Bureau of Labor Statistics, December 2025

Frequently Asked Questions

Are title loans legal in Wisconsin?
Yes, title loans are legal in Wisconsin and are regulated by the Department of Financial Institutions under Wisconsin Statutes § 138.16. Lenders must be properly licensed to operate in the state.
How much can I borrow with a title loan in Wisconsin?
Wisconsin law allows title loans up to $25,000. However, the exact amount you can borrow is capped at 50% of your vehicle's retail value, depending on the lender's appraisal and your ability to repay.
Do I get to keep my car if I take out a title loan?
Yes! As long as you keep up with your regular loan payments according to your contract, you can continue driving your vehicle just like normal. The lender only holds the title as collateral, not the physical vehicle.
What happens if I have bad credit?
Title loans are secured by your vehicle, which means lenders place less emphasis on your credit score than traditional banks. While lenders may perform a credit check, individuals with poor credit or no credit history are frequently approved if they have sufficient vehicle equity and income.
How long do I have to repay a Wisconsin title loan?
Under Wisconsin law, the original term of a title loan cannot exceed 6 months. Your specific repayment schedule will be determined by your lender and detailed in your loan agreement.
Is there a cap on the interest rate I will be charged?
Wisconsin does not have a legal cap on the interest rate (APR) that a licensed lender may charge before the loan's maturity date. We advise all borrowers to carefully read the loan terms and compare options before signing. After maturity, interest is capped at 2.75% per month.
What if I decide I don't want the loan after signing?
Wisconsin law typically provides consumer protection provisions, and your contract will outline your cancellation rights. Be sure to check your loan agreement for any right to rescind or cancel the loan within a short window without penalty.
How fast can I get the money?
Once you complete our online matching form and are connected with a lender, the approval process is often very quick. If approved, funds are typically deposited into your bank account as soon as the next business day.
Do I need a checking account?
While some in-person lenders may offer cash or checks, most online lenders in our network require an active checking account to deposit your loan funds quickly and to process your repayment schedule.

Ready to Get Started?

Financial emergencies require fast action. Submit your request today to potentially receive funds by tomorrow.

Request Your Free Quote Now